The PNC Education Refinance Loan offers fixed or variable rates which currently range from:

- 5.89% to 7.99% Fixed APR at a 10 year repayment term
- 5.99% to 8.09% Fixed APR at a 15 year repayment term
- 3.67% to 5.77% Variable APR at a 10 year repayment term
- 3.77% to 5.87% Variable APR at a 15 year repayment term

Note: The calculations are based on interest rates remaining fixed. The estimator does not use variable rate logic as these rates fluctuate over time.